Chad Christoff is a Managing Director in Stifel’s Independent School Finance practice. Mr. Christoff specializes in financial advisory services for independent school borrowers across the country as well as private colleges and universities.  He has spent 15 years working with educational institutions to prepare for, evaluate, and execute tax-exempt debt financings. These financings include both bank-based and public market structures, fixed and variable rate debt, and the use of interest rate swaps and other derivatives. Mr. Christoff has served as the primary point of contact, provided analytical support, and managed transactions for a wide variety of recent independent school borrowers, ranging from “AAA” rated institutions such as Phillips Academy (MA) to young institutions considering their first-even debt issuance. Mr. Christoff has presented at several industry seminars and conferences. He also serves as an ad-hoc member of the Finance Committee for Watershed School (Boulder, CO).  Mr. Christoff holds a B.A. in Economics from Grinnell College and is a native of Donahue, Iowa.