Most Students Underestimate Total Cost of College, Study Finds

Most Students Underestimate Total Cost of College, Study Finds

Nov 13, 2025, 9:06 AM

(From Inside Higher Ed) College affordability often focuses on tuition, but the full cost of attendance (COA) can catch students off guard and derail degree completion. A new Inside Higher Ed report explores how unclear COA disclosures and unexpected expenses — meal plans, tech fees, housing — impact students. Drawing on surveys, research, and interviews, it finds only 27% of undergraduates fully understand COA, and even a $100 surprise can threaten enrollment. The report urges colleges to improve COA accuracy, expand emergency aid and communicate costs more clearly.

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